For lenders and mortgage brokers
Turn borrower bank statements into data you can underwrite
Reviewing months of applicant statements by hand is slow and error-prone. Financial Converter converts them to Excel or CSV, so you can analyse deposits, balances and obligations with your own rules.
Try it for Free!
No credit card required · 5 free pages a day · Encrypted · Deleted after 72 hours
Pricing · For accountants and bookkeepers · For tax specialists · For paralegals and lawyers
- 1,800+ statements converted
- 8,000+ pages processed
- 1,000+ people have used it
Sound familiar?
Applicants send PDFs
Months of statements per applicant, from several accounts and banks.
Manual review is slow
Reading and retyping figures delays every file.
Mistakes are costly
A misread balance or deposit can change the outcome of a file.
How lenders and mortgage brokers use Financial Converter
Mortgage and loan underwriting
Get months of statements into one sheet to review deposits and balances.
Income and cash-flow analysis
Total deposits and payments over any period, for salaried and self-employed applicants.
Small business lending
Analyse business account activity without retyping a page.
Broker file preparation
Hand your lender a clean spreadsheet with the file instead of a stack of PDFs.
How it works for lenders and mortgage brokers
Receive the statements
Collect the PDF statements from the applicant, for every account.
Convert and reconcile
Each statement is extracted as printed and checked against its closing balance.
Apply your own rules
Merge the months into one sheet and analyse them in Excel or your own tools.
Everything you need to go from PDF to spreadsheet
Any bank, any layout
Our AI reads statements the way a person would, so there are no templates to set up. Checking, savings and credit cards, in any country.
Totals that add up
Every statement is reconciled: the opening balance plus every transaction must equal the closing balance printed on the statement, so you can trust the numbers before you use them.
Batch and merge
Upload many statements at once, then merge the results into a single spreadsheet.
Private by design
Your documents are encrypted and deleted automatically after 72 hours.
Excel or CSV
Download clean files, or explore and sort the transactions in your dashboard.
API access
Plug conversion into your own workflows with our API, available on the Starter and Pro plans.
Questions from lenders and mortgage brokers
Does Financial Converter make credit decisions?
No. It gives you the transactions and balances exactly as printed on each statement, so you can apply your own underwriting rules.
How do I know the figures are right?
Each statement is reconciled: the opening balance plus every transaction must equal the closing balance printed on it.
Can I process many applicants at once?
Yes. Upload many statements together and download one file per statement, or merge them.
How is applicant data handled?
Documents are encrypted and deleted automatically after 72 hours, and you can delete them yourself at any time.
Is there an API?
Yes, on the Starter and Pro plans, and custom plans are available for higher volumes.
Is there a free plan?
Yes! You only need to create an account to get started. No credit card is required.
Do you offer refunds?
We can't refund processed documents as our ML algorithms are expensive to run.
What types of accounts do you support?
Our converter is designed to handle a wide range of account types with a robust algorithm. It can seamlessly convert various accounts that our customers commonly send us, including but not limited to: savings, checking, joint accounts, credit cards, loans, mortgages, etc.
How safe do you keep my documents?
We use bank-grade encryption protocols to safeguard your documents during both transmission and storage.
What is your data retention policy?
For extra security, we automatically delete documents from our servers after 72 hours of being processed. You can always increase this policy on your account.
Do I get charged if a document was not processed?
No! We only charge you for documents that were successfully processed.
Start converting statements for free
Get Started for Free
No credit card required. Documents are encrypted.